Terms & Conditions

Effective Date: 22.11.2025

Welcome to www.pktutoronline.com
(“Website”), operated under the brand PK Tutor, a Sole Proprietorship owned by Priyanka Kumari (“we”, “us”, “our”).

By accessing or using this Website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree, please do not use our services.

  1. Eligibility

You must be at least 18 years old to use this Website independently. If you are under 18, you may use the Website only under parental or legal guardian supervision. By using this Website, you confirm that you have the legal capacity to enter into this agreement.

  1. Nature of Services

PK Tutor provides: Educational content related to banking awareness, Financial literacy programs, Online paid courses, Members-only downloadable materials, Informational blogs and articles, All content is provided strictly for educational and informational purposes only.

  1. No Financial or Investment Advice

The content on this Website does not constitute: Investment advice, Financial advisory services, Portfolio management services, Stock recommendations, We are not acting as a SEBI-registered investment advisor unless explicitly stated in writing. Users are solely responsible for their financial decisions.

  1. User Accounts & Membership

To access paid courses or members-only sections: Users must register with accurate information. You are responsible for maintaining the confidentiality of your login credentials. Sharing login credentials is strictly prohibited. We reserve the right to suspend accounts for misuse or policy violation.

  1. Payments & Pricing

All prices are listed in Indian Rupees (INR) unless otherwise stated. Payments are processed through secure third-party gateways. By making a payment, you agree to the pricing and course structure at the time of purchase. We reserve the right to change pricing at any time without prior notice.

  1. Refund & Cancellation

Refunds and cancellations are governed by our separate Refund Policy. Unless otherwise stated: Digital products and downloadable content are generally non-refundable. Access may be revoked in case of policy violations.

  1. Intellectual Property

All content on this Website, including: Text, PDFs, Course materials, Graphics, Logos, Videos, Branding, is the intellectual property of PK Tutor and protected under Indian copyright laws. You may not: Copy, Reproduce, Distribute, Sell, Republish, any content without written permission.

  1. Prohibited Activities

Users agree not to: Engage in unlawful activity, Attempt to hack or disrupt the Website, Share paid materials publicly, Impersonate another person, Upload malicious software, Violation may result in immediate termination and legal action.

  1. Limitation of Liability

To the fullest extent permitted by law. PK Tutor shall not be liable for: Financial losses, Investment losses, Indirect or consequential damages, Website downtime, Errors or omissions in content, Use of the Website is at your own risk.

  1. Third-Party Links

The Website may contain links to third-party websites. We are not responsible for their content or policies.

  1. Data Protection

Your use of this Website is also governed by our Privacy Policy.

  1. Indemnification

You agree to indemnify and hold harmless PK Tutor and its proprietor from any claims, losses, damages, or legal expenses arising out of your misuse of the Website.

  1. Modification of Terms

We reserve the right to update these Terms at any time. Continued use of the Website after changes constitutes acceptance of the revised Terms.

  1. Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts located in India.

  1. Contact Information

For any questions regarding these Terms:

PK Tutor
Website: www.pktutoronline.com
Email: info@pktutoronline.com